“It may happen for years under your nose and massive damage being done by the time that you found out,” said cyber security expert Ian Marlow. “One of the very first steps that they should do is contact a credit agency as the parent of a minor … and do something called locking their credit.”
Marlow says locking credit can prevent the opening of any new account. He says you should run regular free credit reports on yourself and your child and protect your child’s social security number and birthdate information as you would your own.
